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By accessing the Kernelstone Capital Website you accept this Privacy Statement

Your privacy is important to us. This Online Privacy Policy explains what and how we collect, share, use, and protect your personal information when you visit or use this and other online services offered by the Kernelstone Capital that link to or reference this Policy. Contact details are provided below. Other privacy principles or policies could apply depending on how you interact with us, the financial products or services you may ultimately obtain from us, or the jurisdiction in which we are doing business with you. You can access many of these policies using the links at the bottom of this page.

We respect and protect your privacy

For your convenience, Kernelstone offers you the ability to access some of our services through our website. We typically ask your permission before collecting certain information.

Services and Products

Products and services displayed on the Kernelstone Capital Website may not be available to certain categories of investors. Please refer to Kernelstone Compliance team for further information. Any materials, information or reports published, distributed or otherwise made available on the Kernelstone Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation to invest. Any opinions are subject to change and may differ or be contrary to opinions expressed by other business areas or groups of Kernelstone as a result of using different assumptions and criteria. Kernelstone Capital is not under any obligation to update or keep current the information contained herein nor to remove any outdated information from the Kernelstone Capital Website or to expressly mark it as being outdated.

Performance

The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. Kernelstone Capital cannot guarantee that any capital invested will maintain or increase in value.

Links

The Kernelstone Capital Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. Kernelstone Capital has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. Kernelstone Capital shall have no liability for third party content or websites or websites linking to or framing the Kernelstone Capital Website.

Intellectual Property Rights

Kernelstone Capital, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Kernelstone Capital Website. Except as noted above, you may not use any trademarks of Kernelstone Capital for any purpose without the prior written permission of Kernelstone Capital.

Country Specific Informations – Luxembourg

Privacy

Regulated Information

Commission de Surveillance du Secteur Financier (CSSF)

*CSSF Regulation N° 18-03

Implementing certain discretions of Regulation (EU) No 575/2013 and implementing Guideline (EU) 2017/697 of the European Central Bank of 4 April 2017 on the exercise of options and discretions available in Union law by national competent authorities in relation to less significant institutions (ECB/2017/9) and 2) repealing CSSF Regulation N° 14-01.

Commission Implementing Regulation (EU) 2018/634 of 24 April 2018

amending Implementing Regulation (EU) 2016/1799 as regards the mapping tables specifying the correspondence between the credit risk assessments of external credit assessment institutions and the credit quality steps set out in Regulation (EU) No 575/2013 of the European Parliament and of the Council.

Commission Implementing Regulation (EU) 2017/1945 of 19 June 2017

laying down implementing technical standards with regard to notifications by and to applicant and authorised investment firms according to Directive 2014/65/EU of the European Parliament and of the Councils

Supervision of investment firms

In addition to its supervisory mission on a consolidated basis, the department is in charge of the supervision of investment firms based on the analysis of the periodical financial information that they are due to submit to the CSSF, the on-site inspections and on the analysis of the comments and assessments provided by the réviseurs d’entreprises agréés (approved statutory auditors) and internal auditors of investment firms.